Prepaid
Prepaid fuel card. No credit check.
Load money, fuel at discount prices, see every fill. Same card, same network and the same day-ahead prices as every other ZyloFuel account.
No credit check
Can I get a fuel card with no credit check?
Yes. The ZyloFuel prepaid card has no credit check. You load money on the card and fuel the same day.
There is no score to pass and no underwriting decision to wait on. Nobody asks why a company that started in March has no payment history.
Why you were declined
Why do other programs say no?
Because they decide with a credit score, and a new carrier does not have one yet.
A new authority has no history to score. Neither does a company that has been paying cash at the pump for two years. That is not a risk problem. It is a paperwork problem.
You fund the card yourself, so there is nothing to underwrite. That is the whole reason we can say yes.
How it works
How does the prepaid fuel card work?
Three steps. Load money, fuel, watch every fill as it happens.
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Step 1
Load by e-Transfer
Send an Interac e-Transfer from your business account.
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Step 2
Your drivers fuel
At 2,700+ network locations, at your discount price.
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Step 3
You watch it happen
An email alert on every fill, and your balance in the portal.
Loading the card
How fast does my money reach the card?
Minutes. Send the e-Transfer and your drivers can fuel on it.
This is the part people worry about with prepaid, and it is fair to worry. A driver sitting at a pump with an empty card is a wasted hour and a late load. It does not happen here.
Usable in minutes
Top up mid-shift if you need to. Your driver does not wait on a bank.
Low balance warning
You get told before the card runs dry, so you top up first.
Your balance, any time
Check what is left on the card in the portal. You never have to call and ask.
Your price
Do I pay more because it is prepaid?
No. Prepaid is not a lesser rate. You are on the same network, at the same locations, with the same prices emailed the night before.
Your price is set for your account. It comes from how much you buy, where you fuel and the deal we agree with you - not from whether you pay up front or on terms.
Prepaid is not the version you settle for. Plenty of carriers who could take credit choose it anyway.
Who it suits
Who is prepaid for?
New trucking companies. Companies rebuilding credit. Companies that just do not want another credit account.
Some owners run prepaid for years because they would rather not owe anybody anything. That is a good reason, not a fallback.
If other programs said no, we say yes.
Card security
Is my card safe if a driver misuses it?
You can lock a card so it only works when your driver is at your truck.
Prepaid cards get every control a credit card gets. It matters more here, because the money on the card is already yours.
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Blocked by default
The card does nothing until it is unlocked.
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Unlocked at the truck
Your driver scans the code on the dashboard.
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Your limits
Litres per fill, per day, diesel only.
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Every fill, emailed
You see each transaction as it happens.
Moving to credit
Can I move from prepaid to credit later?
Yes, if you want it. Run prepaid with us, pay on time, and we review you for credit terms.
We look at each carrier on its own, so there is no fixed waiting period. What we are looking at is how you actually run, not a score from before you started. Your history with us is the application.
Pick on how you want to pay, not on price. Credit lines your fuel bill up with your settlement cycle, which matters when cash is tight between loads. Prepaid means nothing to owe and nothing to remember. Plenty of carriers who could take credit stay on prepaid for exactly that reason.
We will tell you which one suits how you run, even when it is the one that keeps you where you are.
See how credit terms workPricing
What does prepaid cost?
There are no card fees. You load what you want, when you want.
- No setup fee
- No monthly fee
- No transaction fee
No credit check. Start today.
Tell us your fleet size and we will call you within one business day to set the account up.